Malaysia’s Personal Finance Articles
If you like what you’ve read so far, don’t forget to buy me a cup of latte ;-)
Investment Articles
The Value of Your Money
Does the Interest Rate Works for You or Against You? Ever wonder how interest rate can affect your hard-earned savings? Find out the time value of your money, explained in the most simplest way (I’ve done the calculations with my good old Casio FC-100).
Find out why your money is shrinking in the bank now!
Accumulating Wealth Without a Budget!
Curious how you can actually accumulate tonnes of wealth without using a budget? Find out how by using the Salary Percentage Allocation sytem, explained in detail in our 4-part articles.
Part 1: My Personal 2007 Budget and Expenditure System
Part 2: The Magical X
Part 3: Automated Savings Chart
Part 4: The Better Way to Save
The Rule of 72
The miraculous number 72 explained, with simple mathematical examples.
This magical formula will help you understand wealth accumulation better!
Dollar Cost Averaging
A technique often used in mutual fund investment which ensures you distribute your investments into various chunks to lessen the fluctuation impact of the market.
If you don’t believe in timing the market, you should read this!
Rebalancing Your Portfolio
Find out how rebalancing your portfolio can provide you with the extra “mileage” from your funds.
Find out why some people still can’t break even after investing for 5 years.
Investing in Bonds
Find out more about how bonds can be valuable to your portfolio in the long run.
Bonds are good for hedging against market crashes!
Investing with Your EPF Money
Find out how much and why you should invest with your EPF.
Let your EPF money works harder!
General Personal Finance Articles
10 ways How to Make Recession Work for You!
Meshio Cash Flow Projector
Starting a Business in a Recession
Buying Pre-Owned Cars
5 Tips on Managing Your Plastic
88 Money Saving Tips and Tricks
101 Ways to Save Money
Broke Man’s Guide
Crimes of Persuasion
Scam Checklist
Buying a Pre-Owned Vehicle
For some, it’s a troublesome, time consuming, painstaking process. To me, it’s gratifying to get a roadworthy, good condition car, with price much lower than their new model counterpart. And of course, the ability to meet all kinds of people (including crafty car salesmen).
Check out the list of stuff you should know before you go shopping for one.
Football & Personal Finance
Find out how sometimes managing your personal finance can be like scoring a goal!
Time to score some goals!
A Malaysian’s Life
From the point of view of a balance sheet.
Facts and figures!
Risk Management & Insurance Planning Articles
Post Mortem of the Investment-linked Policy
This series of articles attempts to explain how the investment-linked insurance policy works. Hopefully with these articles, you can better equip yourself with a better knowledge when you are making your decision for yourself and your family.
(i) Investment-Linked Insurance Policy: An Overview- Part 1
(ii) Investment-Linked Insurance Policy: How Mutual Fund Works- Part 2
(iii) Investment-Linked Insurance Policy: Premium Allocation- Part 3
(iv) Investment-Linked Insurance Policy: Insurance Charges- Final Part
View the complete listing and explanations of each illnesses.
Personal Finance Book Reviews
Book Review: The Millionaire Next Door
A book about how the average Joe like you and me can become millionaires too.
My conclusion of the book: Love thy neighbour!
Book Review: Go It Alone by Bruce Judson
This book will be an eye-opener for those of you who are looking at jumping out your restrictions on starting up your own business. Notice that I do not use the word quiting your job, because that’s one of the last thing Bruce would recommend you doing if you don’t already have a business that can support your existing financial commitments.
Read the full version of this book totally free at BruceJudson.com
Money Scams
Why Pyramid Schemes Fail?
It’s your right to know and your responsibility to enlighten those who doesn’t.
Stop the chain!