halo can i know the above info is for how much the amount save in the bank wil get he %?

Saw, this rate is for deposits below RM 1 million.

Lets say the investor would like to invest RM1 Million, what would be the rate for a year?

hai…do i need to open saving account if let say i want invest in FD at RHB Bank?

rizal, you need to open a FD account instead of saving account, however, different bank might have different policies, it would be better that u visit the bank you would like to do a placement, or consult their customer service.

Does any bank offer preferential rate for deposits abv 200K?

to get % above 5%, you need to save a min RM 15k per year!
for Details, email me at Damonleegsm@gmail.com

I have better investment for your saving.. Interested please contact me..
Lilian Hoh
lilianhoh@gmail.com
H/p : 0193963400

anyone know which party will protect our FD ?

Hi, dan. Our savings and FD in most, if not all, of the banks in Malaysia are fully protected by Malaysia Deposit Insurance Corporation (PIDM ~ Perbadanan Insurans Deposit Malaysia) until the year 2010.

Can you please provide the latest rates after 28/2/2009 as many banks have reduced the rates after Bank Negara lowered the OPR by another 0.5 %

Any suggestions on how we can earn more interests on our savings , as the stock and property market are killing all of us and the government is not helping senior citizens like me by forcing the banks to reduce FD rates . We can hardly survive on our savings these days

Thank You very much

Alan, thanks for the alert. Just updated the rates (was quite surprised to see that it has dropped to a mere 2++ percent).

For recession-friendly tips, you can have a read here:
http://www.meshio.com/2009/02/recession-and-10-…

Like you said, we are the “forgotten men & women” when it comes to the process of policy making. How can they help us when they can't even help themselves now? If there's anyone who actually track the return on investment (ROI) of our tax money, we should not be too surprised to see negative figures.

Also, the mini budget announced recently is not helping the guys on the street by much.

Before letting too much fear runs into the blood, it's a good idea to differentiate between income and wealth.

When we look at plundering prices in the past few months, it's evident that a scary amount of wealth has just vaporized into thin air. Yet, much of those vaporized wealth did not hit us as bad as we thought. For example, unless you are depending on the rental income from your property, the shelter value of your property would not have changed, even though the market price has depreciated the value by 15-20%.

Living standards would not be affected too much as long as our income does not suffer a major blockage. As you've mentioned, investment in stocks and mutual funds would have suffered huge paper loss. So, unless you are living off the dividends and capital gains from these dividends, the focus should still be ensuring that the channels of income remains stable, or probably opening up new avenues of income.

Even as we are left to fend for ourselves, I still think that we need to filter out the fear-driven propaganda from the facts. A good way to start is to stop reading the papers and turning off the TV, and get creative!

Just my thoughts.

Dear Yow Chuan

Thank you very much for the updated info . Looks like all the banks are offering the same rates these days

Too low,But why still saving in FD?our company provide 9% Per annual.Min RM 10,000
From GREAT EASTERN LIFE. Just Call Me 016-4753495

Sorry Loh, no free advertising ;-)

All banking institution hv reduce fixed deposit rate to 2.0%. Which financial tool can give us a better interest and against the inflation. Can a housewife continuos to make a contribution to EPF after 6 years stop from workplace?

Why don't you place your money in Money Market? FD is giving ridiculous rates… If not then pray that there is something like ASM or ASW out again! (This might happen with some offshore banking facilities) http://biz.thestar.com.my/business/unit_trust.asp Look at the rolling weekly yield.

Oh just a reminder… ALL interest earn will have to be tax. Only those under UT law will not be cause of tax at source.

Anniesm why don't you think about some of the endowment plan insurance company came out with?

Little advertisement ya? Whatever you want I can get it for you, doesn't matter which company the instrument come's from.

Does anyone know anything about the FD Rates for MM2H applicant?

are my eyes blur?
interstplus from am bank offer such a high interst rate?

Good day to all.

If you want to invest in an average of 7.2% – 30% per annum/year with full capital protection.
Please call +6014 637 9681 or our Main Office no. at Tel: +603 2091 9088 or you can visit our website http://www.sovereignwealth.com.my

This is fred from Sovereign Wealth Management Sdn Bhd.

Hi all,

Bank FD is not the only solution to money savings. Gre*t Eastern is a well known and higly trusted company in Malaysia having been established for 101 years… They are offering a fixed deposit account that is well worth a lot more than any other sort of fixed deposit savings account. Lots of ppl has already put thier trust in it. How about you?
contact me for any enquiry:
ck : 0129060518

oh ya…our average interest for now is 7% and it is tax free…

i also want to know about the interestplus from ambank.too high.is there something that i dont know about it?

how can i get the fixed deposit rates in general for past fifteen years

Kavitha, that would be an interesting trend chart. Give me a couple of days and I'll see what I can come up with!

hye Madam, may can I help you about FD?

Do you have past 10 or 20 year data?

Rates for Alliance Bank in particular Senior Citizen FD is not up to date

me noob

can give me 1 milion

Rates are for tenure of up to 12 months for balances below RM1 million.

Banking Institution Min. Age Senior Citizen Account Min. Deposit
(RM)

Min. Tenure
(Mths) Rates % (p.a.)
Tenure (Mths) Partial Withdrawal Frequency of Interest Payment
1 Mth >1 Mth 1 3 6 9 12
Affin Bank Berhad
Fixed Deposit
No

5000 500 1 2.80 2.85 3.00 3.05 3.30
Yes

Upon maturity
Alliance Bank Malaysia Berhad
Conventional FD 18
No

5000 500 1 2.75 2.75 2.90 3.00 3.10
No

Upon maturity
AmBank (M) Berhad
Conventional Fixed Deposit 18
No

5000 500 1 2.75 2.75 2.90 3.00 3.10
No

Upon maturity
InterestPlus 18
No

5000 1000 1 33.73 12.91 7.81 6.09 5.61
No

Upon maturity
Bangkok Bank Berhad
Fixed Deposit Account 18
No

5000 1 2.75 2.80 2.85 2.90 2.95
Yes

Upon maturity
Bank of China (Malaysia) Berhad
Fixed Deposit Account 18
No

5000 1000 1 2.50 2.50 2.60 2.60 2.80
No

Upon maturity
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad
Fixed Deposit (Tenure of up to 12 months for balances below RM1 million) 21
No

5000 1000 1 2.75 2.75 2.75 2.75 3.25
No

Upon maturity
CIMB Bank Berhad
Fixed Deposit
No

5000 1000 1 2.75 2.75 2.80 2.80 2.85
No

Upon maturity
Fixed deposit 18
Yes

5000 1000 1 2.75 2.75 2.80 2.80 2.85
No

Upon maturity
Citibank Berhad
Time Deposit 18
No

5000 1000 1 2.65 2.75 2.80 2.80 2.90
Yes

Upon maturity
Deutsche Bank (Malaysia) Berhad
Fixed Deposit 18
No

5000 1000 1 2.65 2.70 2.75 2.75 3.05
Yes

Upon maturity
EON Bank Berhad
Normal Fixed Deposit 12
No

5000 500 1 2.75 2.75 2.80 2.85 3.00
No

Upon maturity
Hong Leong Bank Berhad
Hong Leong Fixed Deposit 18
No

5000 500 1 2.65 2.65 2.70 2.70 2.85
No

Upon maturity
Hong Leong Senior Savers Fixed Deposits 55
Yes

30000 3 2.65 2.70 2.70 2.85
No

Upon maturity
HSBC Bank Malaysia Berhad
HSBC Time Deposit 12
No

5000 1000 1 2.55 2.70 2.70 2.70 2.85
No

Upon maturity
J.P. Morgan Chase Bank Berhad
Fixed Deposit
No

5000 1 2.65 2.70 2.75 2.75 2.75
Yes

Upon maturity
Malayan Banking Berhad
Flexi Fixed Deposit 18
No

5000 1000 1 2.75 2.75 2.80 2.80 2.85
Yes

Upon maturity
OCBC Bank (Malaysia) Berhad
OCBC Fixed Deposit Account 18
No

5000 1000 1 2.60 2.65 2.70 2.70 2.85
Yes

Upon maturity
Public Bank Berhad
Fixed Deposit Plus 18
No

5000 1000 1 2.75 2.75 2.80 2.80 2.85
Yes

Upon maturity
PB Golden 50 Plus Fixed Deposit 50
Yes

30000 30000 1 2.85 2.85 2.90 2.90 2.95
Yes

Upon maturity
RHB Bank Berhad
Ordinary FD Tier 1 18
No

5000 500 1 2.75 2.75 2.95 2.95 3.10
No

Upon maturity
Standard Chartered Bank Malaysia Berhad
Flexi Time Deposit 18
No

5000 1000 1 2.70 2.75 2.80 2.80 2.85
Yes

Upon maturity
The Royal Bank of Scotland Berhad
Fixed Deposit
No

5000 1000 1 2.65 2.65 2.70 2.75 2.75
No

Upon maturity
United Overseas Bank (Malaysia) Berhad
Fixed Deposit Normal 18
No

5000 500 1 2.60 2.65 2.70 2.70 2.85
No

Upon maturity
Golden Saver 50
Yes

100000 100000 1 2.85 2.90 2.95 2.95 2.95
No

Upon maturity

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cometrue81 1 year ago
i also want to know about the interestplus from ambank.too high.is there something that i dont know about it?
3 people liked this. Like Reply

py 1 year ago
are my eyes blur?
interstplus from am bank offer such a high interst rate?
2 people liked this. Like Reply

kavitha 1 year ago
how can i get the fixed deposit rates in general for past fifteen years
1 person liked this. Like Reply

Pragash 1 year ago in reply to kavitha
hye Madam, may can I help you about FD?
1 person liked this. Like Reply

Yowchuan Lee 1 year ago in reply to kavitha
Kavitha, that would be an interesting trend chart. Give me a couple of days and I’ll see what I can come up with!
Like Reply

anniesm 1 year ago
All banking institution hv reduce fixed deposit rate to 2.0%. Which financial tool can give us a better interest and against the inflation. Can a housewife continuos to make a contribution to EPF after 6 years stop from workplace?
1 person liked this. Like Reply

Jfyong33 7 months ago
Rates for Alliance Bank in particular Senior Citizen FD is not up to date
Like Reply

Woody 1 year ago
Do you have past 10 or 20 year data?
Like Reply

D 1 year ago
Does anyone know anything about the FD Rates for MM2H applicant?
Like Reply

Vincent 1 year ago
Why don’t you place your money in Money Market? FD is giving ridiculous rates… If not then pray that there is something like ASM or ASW out again! (This might happen with some offshore banking facilities) http://biz.thestar.com.my/busi... Look at the rolling weekly yield.

Oh just a reminder… ALL interest earn will have to be tax. Only those under UT law will not be cause of tax at source.

Anniesm why don’t you think about some of the endowment plan insurance company came out with?

Little advertisement ya? Whatever you want I can get it for you, doesn’t matter which company the instrument come’s from.
Like Reply

Guest 1 year ago
Comment removed.

yowchuan 1 year ago in reply to Guest
Sorry Loh, no free advertising ;-)
Like Reply

Alan 1 year ago
Can you please provide the latest rates after 28/2/2009 as many banks have reduced the rates after Bank Negara lowered the OPR by another 0.5 %

Any suggestions on how we can earn more interests on our savings , as the stock and property market are killing all of us and the government is not helping senior citizens like me by forcing the banks to reduce FD rates . We can hardly survive on our savings these days

Thank You very much
Like Reply

yowchuan 1 year ago in reply to Alan
Alan, thanks for the alert. Just updated the rates (was quite surprised to see that it has dropped to a mere 2++ percent).

For recession-friendly tips, you can have a read here:
http://www.meshio.com/2009/02/…/

Like you said, we are the “forgotten men & women” when it comes to the process of policy making. How can they help us when they can’t even help themselves now? If there’s anyone who actually track the return on investment (ROI) of our tax money, we should not be too surprised to see negative figures.

Also, the mini budget announced recently is not helping the guys on the street by much.

Before letting too much fear runs into the blood, it’s a good idea to differentiate between income and wealth.

When we look at plundering prices in the past few months, it’s evident that a scary amount of wealth has just vaporized into thin air. Yet, much of those vaporized wealth did not hit us as bad as we thought. For example, unless you are depending on the rental income from your property, the shelter value of your property would not have changed, even though the market price has depreciated the value by 15-20%.

Living standards would not be affected too much as long as our income does not suffer a major blockage. As you’ve mentioned, investment in stocks and mutual funds would have suffered huge paper loss. So, unless you are living off the dividends and capital gains from these dividends, the focus should still be ensuring that the channels of income remains stable, or probably opening up new avenues of income.

Even as we are left to fend for ourselves, I still think that we need to filter out the fear-driven propaganda from the facts. A good way to start is to stop reading the papers and turning off the TV, and get creative!

Just my thoughts.
Like Reply

Alan 1 year ago in reply to yowchuan
Dear Yow Chuan

Thank you very much for the updated info . Looks like all the banks are offering the same rates these days
Like

LOKE 1 year ago
Hi, dan. Our savings and FD in most, if not all, of the banks in Malaysia are fully protected by Malaysia Deposit Insurance Corporation (PIDM ~ Perbadanan Insurans Deposit Malaysia) until the year 2010.
Like Reply

dan 1 year ago
anyone know which party will protect our FD ?
Like Reply

sasa 2 years ago
Does any bank offer preferential rate for deposits abv 200K?
Like Reply

Dylan Lim Zejin 2 years ago
rizal, you need to open a FD account instead of saving account, however, different bank might have different policies, it would be better that u visit the bank you would like to do a placement, or consult their customer service.
Like Reply

rizal 2 years ago
hai…do i need to open saving account if let say i want invest in FD at RHB Bank?
Like Reply

Nik Faizal Amin 2 years ago
Lets say the investor would like to invest RM1 Million, what would be the rate for a year?
Like Reply

yowchuan 2 years ago
Saw, this rate is for deposits below RM 1 million.
Like Reply

Saw 2 years ago
halo can i know the above info is for how much the amount save in the bank wil get he %?
Like Reply
Add New Comment

Post as …
Trackback URL

witch FD IS CAN GIVING ME HIGH INTEREST???

whoa!!!, you had a passion in blogging, thumbs up for your work of love.. Hehe very inspiring ideas,

anyway I’m william
mind if I put a link back to you?

(clickable) ——> big and tall suits

Dear Everyone,

You may consider this:-
“LOW Risk & HIGH Return” Saving1.5% to 2.5% per month = 18% to 30% per year(Hottest in the market)

This is your Best Choice:-If you are looking for Safe Saving with High Return,If you have no idea where to save your extra money,If you are not satisfied with the current FD rate,If you do not know the “know-how” to do saving/ investment,If you wish that your savings can generate income to maintain your monthly expenses,If you are aware of Inflation,If you are aware of Currency Depreciation.

I promise that you will not regret.
Please contact me to enquire more details:-
Email : jasmyntay@gmail.comTel: 012 – 288 7577

“Don’t Let Your Money Become RUSTED In The Bank!”

Best Regards,Tay

Dear Everyone,

You may consider this:-

“LOW Risk & HIGH Return” Saving1.5% to 2.5% per month = 18% to 30% per year(Hottest in the market)

This is your Best Choice:-If you are looking for Safe Saving with High Return,If you have no idea where to save your extra money,If you are not satisfied with the current FD rate,If you do not know the “know-how” to do saving/ investment,If you wish that your savings can generate income to maintain your monthly expenses,If you are aware of Inflation,If you are aware of Currency Depreciation.

I promise that you will not regret.
Please contact me to enquire more details:-
Email : jasmyntay@gmail.comTel: 012 – 288 7577

“Don’t Let Your Money Become RUSTED In The Bank!”

Best Regards,Tay

Dear Everyone,
 
You may consider this:-
“LOW Risk & HIGH Return” Saving1.5% to 2.5% per month = 18% to 30% per year(Hottest in the market)
 
This is your Best Choice:-If you are looking for Safe Saving with High Return,If you have no idea where to save your extra money,If you are not satisfied with the current FD rate,If you do not know the “know-how” to do saving/ investment,If you wish that your savings can generate income to maintain your monthly expenses,If you are aware of Inflation,If you are aware of Currency Depreciation.
 
I promise that you will not regret.
Please contact me to enquire more details:-
Email : jasmyntay@gmail.comTel: 012 – 288 7577
 
“Don’t Let Your Money Become RUSTED In The Bank!”
 
Best Regards,Tay

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