Rates for Alliance Bank in particular Senior Citizen FD is not up to date

Do you have past 10 or 20 year data?

how can i get the fixed deposit rates in general for past fifteen years

hye Madam, may can I help you about FD?

Kavitha, that would be an interesting trend chart. Give me a couple of days and I'll see what I can come up with!

i also want to know about the interestplus from ambank.too high.is there something that i dont know about it?

are my eyes blur?
interstplus from am bank offer such a high interst rate?

Does anyone know anything about the FD Rates for MM2H applicant?

Why don't you place your money in Money Market? FD is giving ridiculous rates… If not then pray that there is something like ASM or ASW out again! (This might happen with some offshore banking facilities) http://biz.thestar.com.my/business/unit_trust.asp Look at the rolling weekly yield.

Oh just a reminder... ALL interest earn will have to be tax. Only those under UT law will not be cause of tax at source.

Anniesm why don't you think about some of the endowment plan insurance company came out with?

Little advertisement ya? Whatever you want I can get it for you, doesn't matter which company the instrument come's from.

All banking institution hv reduce fixed deposit rate to 2.0%. Which financial tool can give us a better interest and against the inflation. Can a housewife continuos to make a contribution to EPF after 6 years stop from workplace?

Too low,But why still saving in FD?our company provide 9% Per annual.Min RM 10,000
From GREAT EASTERN LIFE. Just Call Me 016-4753495

Sorry Loh, no free advertising ;-)

Can you please provide the latest rates after 28/2/2009 as many banks have reduced the rates after Bank Negara lowered the OPR by another 0.5 %

Any suggestions on how we can earn more interests on our savings , as the stock and property market are killing all of us and the government is not helping senior citizens like me by forcing the banks to reduce FD rates . We can hardly survive on our savings these days

Thank You very much

Alan, thanks for the alert. Just updated the rates (was quite surprised to see that it has dropped to a mere 2++ percent).

For recession-friendly tips, you can have a read here:
http://www.meshio.com/2009/02/recession-and-10-...

Like you said, we are the "forgotten men & women" when it comes to the process of policy making. How can they help us when they can't even help themselves now? If there's anyone who actually track the return on investment (ROI) of our tax money, we should not be too surprised to see negative figures.

Also, the mini budget announced recently is not helping the guys on the street by much.

Before letting too much fear runs into the blood, it's a good idea to differentiate between income and wealth.

When we look at plundering prices in the past few months, it's evident that a scary amount of wealth has just vaporized into thin air. Yet, much of those vaporized wealth did not hit us as bad as we thought. For example, unless you are depending on the rental income from your property, the shelter value of your property would not have changed, even though the market price has depreciated the value by 15-20%.

Living standards would not be affected too much as long as our income does not suffer a major blockage. As you've mentioned, investment in stocks and mutual funds would have suffered huge paper loss. So, unless you are living off the dividends and capital gains from these dividends, the focus should still be ensuring that the channels of income remains stable, or probably opening up new avenues of income.

Even as we are left to fend for ourselves, I still think that we need to filter out the fear-driven propaganda from the facts. A good way to start is to stop reading the papers and turning off the TV, and get creative!

Just my thoughts.

Dear Yow Chuan

Thank you very much for the updated info . Looks like all the banks are offering the same rates these days

Hi, dan. Our savings and FD in most, if not all, of the banks in Malaysia are fully protected by Malaysia Deposit Insurance Corporation (PIDM ~ Perbadanan Insurans Deposit Malaysia) until the year 2010.

anyone know which party will protect our FD ?

Does any bank offer preferential rate for deposits abv 200K?

rizal, you need to open a FD account instead of saving account, however, different bank might have different policies, it would be better that u visit the bank you would like to do a placement, or consult their customer service.

hai...do i need to open saving account if let say i want invest in FD at RHB Bank?

Lets say the investor would like to invest RM1 Million, what would be the rate for a year?

Saw, this rate is for deposits below RM 1 million.

halo can i know the above info is for how much the amount save in the bank wil get he %?