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Just thought this might be useful.

Applicable for general plastics termination in Malaysia. Fill up your own details and fax over to the credit card company.

Download the PDF here! (18.4 Kbytes)

You just need to make sure that the credit card company received the fax.

In fact, any debit cards. Bet you the bank didn’t want to promote this, since they don’t earn anything from your debit card transactions. Instead, high volume of debit card transactions might even increase their administrative work.

Here’s a nice piece of advice from ShadowFox on why you should opt for debit card (18 SX only):

Yes, that’s my my personal opinion. You know why ?

Nowadays, it’s true that we cannot live without a ‘credit’ card. I would prefer not to call them ‘credit’ cards but electronic payment cards.

Now, the credit card companies have always been advertising and giving the impression that you’re an elite and earn a nice salary to be able to afford a credit card.

I beg to differ.

If you’re well off, you have money, why the fuck do you need to owe money on credit ? That’s so fucking pretentious and fake.

If you got money, you buy in cash, not credit.

The only reason to get these cards is for convenience and not having to carry cash around, and also for electronic/online purchasing.

That’s what these cards shine at.

Even rich people can become poor if they abuse the ‘credit’ card and spend unwisely.

There is nothing prestigious about owning a credit card.

To me, I think it is humiliating if you need to have a credit card because it shows you’re not capable of paying on the spot but need to HUTANG duit to get anything you want. It’s amazing how advertisements and marketing can brainwash poor people to think they’re rich when in actual fact they owe money like no tomorrow.

Many yuppies nowadays abuse the card like there is no tomorrow and go bankrupt while flashing their nice cars. Duit tak ada, tapi gaya mesti ada.

You only need 1 card that can do it all for purchasing online and offline.

Getting a debit card is much safer because you don’t have to worry about being forced to pay for things in case your card gets frauded, which is very common in Malaysia. The thief can only max out whatever you put into that card’s account.

It has all the important functions that a typical credit card has and I sincerely believe a debit card should be the BRAG factor, not a credit card.

It simply shows that you don’t need to owe anyone money in order to purchase the things you want.

Now if you’re a business owner would you prefer your customers to hutang you or pay on the spot? Take your pick.

Credit card is only for the poor people and wannabes. Debit card is for those already with money and don’t need to owe anyone anything.

And of course, I love debit cards too!

Our 2nd participant comes from an Ah Long specializing in Credit Card and Debt Consolidation & Management.

Solve Your Credit Card Debt

We help you in applying for credit card and personal loan.

We also help you to reduce your monthly loan interest and also teach you how to reduce your monthly credit card interest.

We can help you to shorten your unclearable debt duration.

Again, I do not recommend nor encourage you to call these numbers. If you are seriously in need of debts counselling, please make an appointment with the Credit Counselling and Debt Management Agency (CCDMA). The CCDMA is an agency setup by Bank Negara and they provide free consultation and financial education to the public.

In the credit card industry, people who pays off their balance on time every month is labelled “deadbeat”.

People who carries monthly debts are “revolvers”.

But other consumers, like actor and author Ben Stein, use plastic purely for convenience. While it would appear that Stein — who says he charges a small fortune every month on his credit cards — is the ideal customer, in reality, he is what some in the industry call a “deadbeat.” That’s because he pays his balance in full every month.

Source: www.pbs.org

Which one are you?