In fact, any debit cards. Bet you the bank didn’t want to promote this, since they don’t earn anything from your debit card transactions. Instead, high volume of debit card transactions might even increase their administrative work.
Here’s a nice piece of advice from ShadowFox on why you should opt for debit card (18 SX only):
Yes, that’s my my personal opinion. You know why ?
Nowadays, it’s true that we cannot live without a ‘credit’ card. I would prefer not to call them ‘credit’ cards but electronic payment cards.
Now, the credit card companies have always been advertising and giving the impression that you’re an elite and earn a nice salary to be able to afford a credit card.
I beg to differ.
If you’re well off, you have money, why the fuck do you need to owe money on credit ? That’s so fucking pretentious and fake.
If you got money, you buy in cash, not credit.
The only reason to get these cards is for convenience and not having to carry cash around, and also for electronic/online purchasing.
That’s what these cards shine at.
Even rich people can become poor if they abuse the ‘credit’ card and spend unwisely.
There is nothing prestigious about owning a credit card.
To me, I think it is humiliating if you need to have a credit card because it shows you’re not capable of paying on the spot but need to HUTANG duit to get anything you want. It’s amazing how advertisements and marketing can brainwash poor people to think they’re rich when in actual fact they owe money like no tomorrow.
Many yuppies nowadays abuse the card like there is no tomorrow and go bankrupt while flashing their nice cars. Duit tak ada, tapi gaya mesti ada.
You only need 1 card that can do it all for purchasing online and offline.
Getting a debit card is much safer because you don’t have to worry about being forced to pay for things in case your card gets frauded, which is very common in Malaysia. The thief can only max out whatever you put into that card’s account.
It has all the important functions that a typical credit card has and I sincerely believe a debit card should be the BRAG factor, not a credit card.
It simply shows that you don’t need to owe anyone money in order to purchase the things you want.
Now if you’re a business owner would you prefer your customers to hutang you or pay on the spot? Take your pick.
Credit card is only for the poor people and wannabes. Debit card is for those already with money and don’t need to owe anyone anything.

And of course, I love debit cards too!