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1. 

   can u pls give me any article on “market reaction towards changes of base lending rate” or any article related to that tittle pls. i need yr help and Could you please furnish me the details for the past 15 years BLR of the banks in Malaysia?Thank you

   Comment by sangeetadarwin — October 8, 2008 @ 11:10 am

2. 

   Economics recession now is happening, what will happen to Malaysia for BLR?

   Comment by sflim — October 9, 2008 @ 10:20 am

3. 

   I don't think Bank Negara will revise the rate until Q12009, despite the rising inflation.

   Comment by yowchuan — October 15, 2008 @ 1:43 pm

4. 

   im going to buy 1s house and will take variable loan rather than fixed loan…so will depend much on BLR rate…i hope BLR rate do not increase this moment

   Comment by imDavidLee — October 21, 2008 @ 5:50 pm

5. 

   Did any bank offer refinance for home loan & willing to pay for the lock-in's penalty for customer?

   Comment by WONG KIAN THENG — January 17, 2009 @ 10:17 pm

6. 

   BLR go down will affect property market price up?

   Comment by wendy wong — February 4, 2009 @ 2:56 pm

7. 

   hi wendy…i am not here to answer your question.just want to know you…haiya….dont be angry…io am ruben 27 m kl indian local.i am 187 cm tall.haha…..i work in DRB HICOM…life is boring i tell you…discussing abt blr, banks, all these….feel like escaping into the nature and never return,,,,,haha….so wendy, how old are you….what do you work as?i really want to know you for no reason…..haha…..ok…..if everyting its ok , just drop me a sms…will be waiting….0102110745….take care…..smile…..

   Comment by rubendra — February 5, 2009 @ 10:21 am

8. 

   everything is on the increase….materials for housing, food, living cost, toll . they dont spare us anything except our lives….malaysia is in a state where we cant predict what is down the road for us in the next few years to come.one thing they(the government forgot to increase) just one thing…..our salary! i think opposition should be given a chance to run this country……..in the next general election….

   Comment by rubendra — February 5, 2009 @ 10:28 am

9. 

   Hi, Allen here. How about BLR from 2002 – 2005? Thanks.

   Comment by Allen Loo — February 15, 2009 @ 2:41 pm

10. 

    Wong, most of the refinancing scheme that will help you in paying off the lock-in penalty fee would include the paid penalty fee in the refinanced loan amount. Unless you would really make a significant savings from the refinancing scheme, it's inadvisable to just look at the “Lock-in Penalty Fee Waiver” feature.

    It's also helpful to remember that once you refinance, you'll be locked-in for another 3-5 years.

    Comment by yowchuan — February 23, 2009 @ 1:06 am

11. 

    If only for speculative reasons!

    Comment by yowchuan — February 23, 2009 @ 1:06 am

12. 

    Can you plse keep me posted on the lasted BLR changes after the latest OPR cut announced by BNM on 24th Feb 09 by another 50 basis point to 2.00% plse.

    Thanks
    Vasanta

    Comment by vasanta — February 25, 2009 @ 9:24 am

13. 

    What is the latest BLR rate now?

    Comment by KY — February 25, 2009 @ 9:57 am

14. 

    now a days got a mortgage broker call one stop mortgage s/b, mayb u can leave a mess at their web site so their consultant will call u up.. their web site is http://www.osm.com.my

    Comment by chia — March 1, 2009 @ 11:41 am

15. 

    Hi,

    I just wanted to know about the difference between a bank that uses the cost of fund to price their loan interests and one that uses the BLR? What are the advantages or disadvantages of both methods?

    Comment by nagatsu83 — March 16, 2010 @ 11:01 am

16. 

    At the Monetary Policy Committee (MPC) meeting today, Bank Negara Malaysia decided to raise the Overnight Policy Rate (OPR) by 25 basis points to 2.50 percent. The floor and ceiling rates of the corridor for the OPR are correspondingly raised to 2.25 percent and 2.75 percent respectively.

    The global economy registered a stronger than expected recovery in the first quarter, underpinned by favourable growth performance in emerging market economies and some of the advanced economies. Policy initiatives and improvements in financial conditions have continued to support the economic recovery in many countries. While economic activity in the advanced economies has generally improved, growth in these economies is still expected to remain modest. Considerable uncertainties remain due to heightened concerns over the sovereign debt problems in Europe and the expected diminishing effects of fiscal policy support. In the emerging market economies, in particular Asia, growth is expected to be stronger, supported by robust domestic demand and increased intra-regional trade.

    In the domestic economy, the strong and broad-based growth of 10.1% in the first quarter affirms that economic recovery is firmly established. Going forward, growth will be supported by continued expansion in domestic demand and the improvement in external demand, especially from the region. However, despite this upside potential to growth, there are uncertainties arising from recent developments in the international financial and economic environment.

    Domestic inflation recorded a modest increase during the first quarter and will continue to experience a gradual rise during the year, in line with broad-based improvements in economic activity and taking into account possible adjustments in administered prices. Although external factors, including rising global commodity and food prices, may exert some additional upward pressure on domestic prices, overall inflation is expected to remain moderate in 2010.

    The MPC decided to adjust the OPR towards further normalisation of monetary conditions. At the new level of the OPR, the stance of monetary policy continues to remain accommodative and supportive of economic growth.

    Bank Negara Malaysia
    13 May 2010

    Comment by yowchuan — May 19, 2010 @ 1:25 am

17. [...] low salary are some of the major issues facing by Malaysians. With the sudden increase of the BLR, Malaysians, tighten your seat [...]

    Pingback by Latest Base Lending Rate (BLR) effective May 2010 — May 22, 2010 @ 9:48 am

18. 

    100% housing loan tanpa sebarang deposit atau wang pendahuluan.

    terbuka kepada semua warga negara malaysia :

    kepada sesiapa yang ingin membeli rumah tetapi tiada wang deposit 10% utuk dibayar kepada agent atau owner? EPF tidak mencukupi? ingin melabur dalam hartanah dan perumahan? ingin memiliki rumah tidak mampu?.

    hubungi kami, dgn kaedah rundingan kami, semua mampu membeli rumah tanpa perlu menyewa lagi. kami menawarkan khidmat rudingan jual beli rumah tanpa mengenakan sebarang bayaran pendahuluan atau deposit. 100% pinjaman perumahan. sebarang kos termasuk kos lawyer diuruskan oleh pihak kami. anda hanya perlu meyediakan dokumen yang lengkap. ccris layak memohon. mudah dan cepat. lembah klang dan shah alam sahaja. sebarang pertanyaan hubungi kami atau email kepada kami adijzrunding@yahoo.com. hanya untuk loan perumahan.

    adi – 0172088837

    JZ runding,

    Mortgage concultant Banker.

    CIMB ISLAMIC,MBSB,PUBLIC BANK, AL-RAHJI BANK, HONG LEONG, etc.

    Comment by adi — June 7, 2010 @ 1:27 pm

19. 

    Hi all, seems like we have same concern on the increase of BLR rate. As you all know, the current BLR rate is already reached 6.05% and it is expected to increase more since our economic is stable.
    Do you all know about BLR management? I know a company which is helping people to maximize savings which reduced total loan repayment and shorten loan period. Feel free to contact me if you want to know more.

    Cheers.. =>

    Regards,
    Roey
    roeyjieaong@hotmail.com

    Comment by Roey Jiea Ong — June 7, 2010 @ 11:01 pm

20. 

    Bagi sesiapa yang ingin mengurangkan tempoh pembayaran rumah atau semua jenis hartanah anda sebanyak 50 peratus..n bayaran bulanan seperti biasa.. boleh hubungi terus En Nazri (0136914865)… di kawasan Johor n Melaka sahaja..

    Comment by Runner — June 8, 2010 @ 11:24 am

21. 

    Do you know you can slash half(50%) of the tenure and interest by paying the correct amount?here i will teach how?with the right methodology..99.9% accurated..please email to me your name,handphone number..new services BLR Management in malaysia. Or call me

    Sharudin B. yunos
    BLR Management counslatant
    019-222 9279
    019-755 7729

    Comment by sharudin yunos — June 11, 2010 @ 5:54 pm

22. 

    hi wahida

    just want to know if any one has given you the rates for the past 10-15yrs for sharing. thanks

    Comment by Chrisng555 — June 15, 2010 @ 11:44 am

23. 

    dear sharudin do you have the blr from 1999 to present? thanks chris

    Comment by Chrisng555 — June 15, 2010 @ 11:46 am

24. 

    I totally Agreed with you.Just Look at the Singapore Currency whose rise so significantly.Opposition should be giving a chance and if not I will leave this country.

    Comment by Lam — June 26, 2010 @ 3:38 pm

25. 

    Another 25 basis points increment to our OPR. This is the 3rd increment in the year 2010. The first increment was back in 4th March, whereby the rate was increased from 2.00 percent to 2.25 percent. The second increment was in 13th May 2010, where the rate was increased from 2.25 percent to 2.50 percent. On July 7th, the rate is now officially 2.75 percent.

    In just half a year, the OPR has been raised 0.75 percent. You might need to negotiate harder to get a better deal for your loans now.

    At the Monetary Policy Committee (MPC) meeting today, Bank Negara Malaysia decided to raise the Overnight Policy Rate (OPR) by 25 basis points to 2.75 percent. The floor and ceiling rates of the corridor for the OPR are correspondingly raised to 2.50 percent and 3.00 percent respectively.

    The global recovery has continued in the second quarter, supported by robust and broad-based growth in most emerging economies, in particular Asia , and a moderate recovery in the advanced economies. Nevertheless, volatility in the international financial markets has increased following concerns over the ongoing sovereign debt crisis in several advanced economies. These developments have raised uncertainties on the potential impact on the international financial system and the global economic activity. Going forward, while the assessment is for the global recovery to continue, there is increased risk that the global growth momentum could moderate.

    Read the full “Monetary Policy Statement” here.

    Comment by yowchuan — July 8, 2010 @ 10:27 pm

26. 

    Since beginning of 2010, Base Lending Rate (BLR) has increased 0.5% to 6.05% effective May 2010. As a result, borrowers have to pay additional 65 months of instalments, meaning their loans period has been extended by more than 5 years.
    According to the local authorities, it will increase another … See More+0.25% by second half of the year. Under such circumstances, do you think it will affect you and other properties owners in the market quite badly? Frankly, no one could escape from the effect of BLR increased, unless we are buying our properties without any borrowings. As a matter of fact, even the Rich will acquire properties with borrowings due to the limitations imposed by the local’s rules & regulations. Hence, as a borrower, as long as you are loaning from the lender, when BLR increase, your interest payable or your loan tenure will also increase substantially. The question now is what options do you have to curb with the circumstances? And most importantly, all lenders are Profit Organizations, do you think they can really help you? Now, if there is a way to help you and other property owners to reduce interest payable despite BLR increased, how many people in the market do you think would need this service? The good news is we could help you to reduce interest payable despite BLR increased by providing a 99% accuracy auditing onto your existing mortgage loans. Similar method already been used in Australia and United States over the years and Success is Guaranteed. Over there, when the borrowers have their loans approved, they will immediately go to subscribe the auditing program so that they could immediately enjoy the benefits. Such an auditing program is now available in Malaysia. The system is proven to be highly effective and the question now is whether are you aware about it? Now, just allocate one and the half hours of your time with us and we will show you HOW……for more inquiry email as to acescube2010@gmail.com or call as 010-5267484.

    Comment by Acescube2010 — July 17, 2010 @ 11:31 am

27. 

    Hi everyone, since we know this is the fact and we can't control when BLR is increased. So did you have any solutions to settle it? The answers is NO. If you can manage to save or shorten your repayment, why you still pay more and the outstanding balance is still the same? Did the bank officer answer your question? did u sactisfied what you are paying now?
    Recently i presented my services to my customer and the feedback is they even don't know how serious is it when BLR increased?? And they don't even bother how important is when BLR increased.

    AceScube77777

    Comment by C_nyethau — July 20, 2010 @ 12:40 pm

28. 

    Base Lending Rate (BLR) is a base interest rate calculated by financial institutions according to a formula which takes into account the institutions cost of funds and other administrative costs. Table below is the latest BLR published by commercial banks in Malaysia.

    Comment by Mortgagebank — August 3, 2010 @ 7:49 am

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