Meshio.com

UPDATE: The book is now available in 2 formats- the Print Edition and the PDF electronic book edition.

A brief excerpt from the preface:

This guide has been written to inform you about the different types of insurance which are available for the average Malaysian and how you can go about planning your risk management. In this Guide, I have used the terms ‘insurance agent’, ‘representative’, ‘insurance advisor’ and ‘insurance intermediary’ interchangeably.

It is becoming a trend that insurance representatives are trained to move up the value chain not just by providing investment products to their clients, but also by assisting them with their financial planning needs. In its effort to move towards becoming a more customer-centric and advisory oriented industry, the Malaysia insurance industry is ensuring that its agency force is prepared for such a drastic change in their job scope. In the future, terms such as ‘life planners’, ‘financial advisers’ and ‘risk management consultants’ will be very common. Some common insurance types are not covered here, such as motor insurance, burglary insurance, house owner insurance, travel insurance, mortgage reducing term assurance (MRTA) and professional indemnity insurance.

I have opted to narrow the scope of my guide to include only insurance that has direct impact on the daily life of an average individual. Concepts such as business continuity insurance and key man insurance are not discussed here, either. Takaful, which is insurance that uses the Islamic banking concept (muamalat) will not be included in the discussion either.

TABLE OF CONTENTS

READER’S REVIEW

“Now I know more about the insurance, and it makes me become a wise consumer. I will think twice and refer your book before purchase any insurance.”

Reviewed by KenT

“I must say that I am thoroughly enjoying reading about insurance (never thought i’d ever say that!) from your book.”

Reviewed by Ms Azlina

“Towards the end of the ebook, YowChuan tell us the truth about the critical years tragedy. Critical years is used to be highly marketted as the main feature of a life insurance plan. The only reason people hesitate to get insured is thinking about the premium that they need to pay regularly.

If insurance agents can take away the worry about premium payment, or make it as short as possible, life insurance policy will be a very attractive product. But nowadays, critical years are no longer preached because it was banned by the authorities.”

Reviewed by KCLau

“Your ‘Insurance Planning Guide’ was very beneficial reading – I liked the way it prioritized insurance needs.”

Reviewed by Suryamurthy

READ THE PREVIEW CHAPTERS

You can read a few preview chapters before purchasing the entire e-book:

Guide to Smart Insurance Planning Preview

HOW TO PURCHASE

1) Guide to Smart Insurance Planning PDF Electronic Edition

Online Banking
The price for a copy of Guide to Smart Insurance Planning (PDF Electronic Edition) is RM18.80.

You can transfer the amount to the following account numbers:
i) Maybank2U (Account Number: 5124-4605-2597)
ii) Public Bank (Account Number: 3144-3269-21)
iii) Standard Chartered (Account Number: 6201-2070-5980)
iv) CIMB (Account Number: 1277-0000-5520-55)
v) Al-Rajhi Bank (Account Number: 12100-7061135053)

Once you have transferred the fund, please send an email to yowchuan@meshio.com, quoting the fund transfer details (reference number, time of transfer etc). The PDF copy of the book will be sent to your email shortly.

Credit Card (via PayPal)
The Malaysia Insurance Planning Guide is also available for download at USD5.50.

To get your copy now, click on the “Buy Now” button below. You will be directed to a PayPal payment page to make the purchase. Once the payment is through, the PDF ebook will be sent to you via email.

2) Guide to Smart Insurance Planning (Print Edition)

Step 1: For online banking, the price for a copy of Guide to Smart Insurance Planning (Print Edition) is RM29.90 (inclusive of shipping fee to anywhere in West Malaysia).

i) Maybank2U (Account Number: 5124-4605-2597)
ii) Public Bank (Account Number: 3144-3269-21)
iii) Standard Chartered (Account Number: 6201-2070-5980)
iv) CIMB (Account Number: 1277-0000-5520-55)
v) Al-Rajhi Bank (Account Number: 12100-7061135053)

Step 2: Send me an email with your details below:

Name:
Shipping Address (for West Malaysia Only):

I’ll be absorbing all shipping fees until notice of a petrol price hike.

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