Comments on: The Real Prestigious Card – The Debit Card http://www.meshio.com/2008/09/the-real-prestigious-card-the-debit-card/ Premiere Malaysia Personal Finance, Wealth Management, Investment, Insurance and Estate Planning Resources Thu, 09 Feb 2012 03:18:00 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: U3man http://www.meshio.com/2008/09/the-real-prestigious-card-the-debit-card/comment-page-1/#comment-2332 U3man Mon, 29 Nov 2010 05:13:00 +0000 http://www.meshio.com/?p=1169#comment-2332 Credit or Debit card , both has their advantages and disadvantages. You need to be extra careful with a debit card. If the card got stolen, do you think your bank will work hard to recover your money...it's YOUR money that is lost. For credit card, as long as your report your lost quickly, you are not liable for any transaction after that, it's the bank's money. You don't have to worry about 'recovering' them. Credit or Debit card , both has their advantages and disadvantages. You need to be extra careful with a debit card. If the card got stolen, do you think your bank will work hard to recover your money…it’s YOUR money that is lost. For credit card, as long as your report your lost quickly, you are not liable for any transaction after that, it’s the bank’s money. You don’t have to worry about ‘recovering’ them.

]]> By: Steven http://www.meshio.com/2008/09/the-real-prestigious-card-the-debit-card/comment-page-1/#comment-738 Steven Fri, 26 Dec 2008 20:21:44 +0000 http://www.meshio.com/?p=1169#comment-738 the idea of using the debit card to manage your finances is a great idea, i totally agree cos i was and still am the victim of using the credit card like no tomorrow. but if u have good self control, a credit card is also a good thing for saving times and effort in managing your finances.<br><br>For example, u can have all your bills on autodebit via your credit card since some of the billing dates are not the same and our salary is only at the end of the month of beginning of the month. By using the autodebit u wont miss the payment dates, just have to pay off the credit card once a month. And also when there is an offer to pay for something for interest free installments, which i think it is good to use for the right thing, for example like paying for medical bills in an emergency case or pay for paying for one year lesson or membership in advance with a credit card that offer u to pay in 12 months. That way it will still be in your budget to do something u want but dont have to pay up front.<br><br>I want to say it again that a lot of self control is needed if to use the credit card for installments and all.<br><br>i hope there are solutions to help those who need to clear the credit card debts and those who are blacklisted that need a second chance to clear the debts and restore the credit. the idea of using the debit card to manage your finances is a great idea, i totally agree cos i was and still am the victim of using the credit card like no tomorrow. but if u have good self control, a credit card is also a good thing for saving times and effort in managing your finances.

For example, u can have all your bills on autodebit via your credit card since some of the billing dates are not the same and our salary is only at the end of the month of beginning of the month. By using the autodebit u wont miss the payment dates, just have to pay off the credit card once a month. And also when there is an offer to pay for something for interest free installments, which i think it is good to use for the right thing, for example like paying for medical bills in an emergency case or pay for paying for one year lesson or membership in advance with a credit card that offer u to pay in 12 months. That way it will still be in your budget to do something u want but dont have to pay up front.

I want to say it again that a lot of self control is needed if to use the credit card for installments and all.

i hope there are solutions to help those who need to clear the credit card debts and those who are blacklisted that need a second chance to clear the debts and restore the credit.

]]> By: yowchuan http://www.meshio.com/2008/09/the-real-prestigious-card-the-debit-card/comment-page-1/#comment-739 yowchuan Sat, 27 Sep 2008 13:14:18 +0000 http://www.meshio.com/?p=1169#comment-739 Hi Ramani,<br><br>You should specify your Malaysia address if your correspondence address is in Malaysia and if the credit/debt card you wish to tie to your PayPal account is also in Malaysia.<br><br>The major problem with Malaysia right now is that there's no way you can withdraw money directly to your bank account. And of course, not to mention the extra transaction fees that one needs to pay. Hi Ramani,

You should specify your Malaysia address if your correspondence address is in Malaysia and if the credit/debt card you wish to tie to your PayPal account is also in Malaysia.

The major problem with Malaysia right now is that there's no way you can withdraw money directly to your bank account. And of course, not to mention the extra transaction fees that one needs to pay.

]]> By: Ramani http://www.meshio.com/2008/09/the-real-prestigious-card-the-debit-card/comment-page-1/#comment-740 Ramani Wed, 24 Sep 2008 14:47:25 +0000 http://www.meshio.com/?p=1169#comment-740 Hi Yow Chuan, <br><br>I do agree, that Credit card can lead you to IMPULSE spending. <br>It has it's convinience for overseas travel & utility online settlement, provided you lock it up @ home. <br><br>I have a Al Rajhi Debit Card / ATM Card that came with my current account...... but here's the thing. <br>Have not personally tried the card at any Visa locations yet. But from reading many blog's and the <br>Al- Rajhi bank managers, they all tell me that some times it works and sometimes it doesn't, this differes from Merchant to merchant.<br><br>As for the Pay Pal Withdrawal, there are many blogs that say it works for some and not others.... !<br><br>Does the Pay pal account when opened/registered be a Malaysian address or how?<br><br>Thanks.... Hi Yow Chuan,

I do agree, that Credit card can lead you to IMPULSE spending.
It has it's convinience for overseas travel & utility online settlement, provided you lock it up @ home.

I have a Al Rajhi Debit Card / ATM Card that came with my current account…… but here's the thing.
Have not personally tried the card at any Visa locations yet. But from reading many blog's and the
Al- Rajhi bank managers, they all tell me that some times it works and sometimes it doesn't, this differes from Merchant to merchant.

As for the Pay Pal Withdrawal, there are many blogs that say it works for some and not others…. !

Does the Pay pal account when opened/registered be a Malaysian address or how?

Thanks….

]]> By: yowchuan http://www.meshio.com/2008/09/the-real-prestigious-card-the-debit-card/comment-page-1/#comment-2168 yowchuan Sat, 06 Sep 2008 10:04:00 +0000 http://www.meshio.com/?p=1169#comment-2168 Hey Cekik Darah, thanks for dropping by. Nice site you have there! You should add al-Rajhi to your collection! Hey Cekik Darah, thanks for dropping by. Nice site you have there!

You should add al-Rajhi to your collection!

]]> By: CekikDarah.com http://www.meshio.com/2008/09/the-real-prestigious-card-the-debit-card/comment-page-1/#comment-2167 CekikDarah.com Fri, 05 Sep 2008 22:46:00 +0000 http://www.meshio.com/?p=1169#comment-2167 I have 2 debit cards... public bank and ambank. come visit my blog here to read: - http://www.cekikdarah.com/cashflow/budgets/getting-your-first-debit-card.html http://www.cekikdarah.com/cashflow/budgets/getting-your-first-debit-card-part-ii.html <a href="http://www.cekikdarah.com/" rel="nofollow"><b>CekikDarah.com!</b></a> was here! I have 2 debit cards… public bank and ambank. come visit my blog here to read: -

http://www.cekikdarah.com/cashflow/budgets/getting-your-first-debit-card.html
http://www.cekikdarah.com/cashflow/budgets/getting-your-first-debit-card-part-ii.html

CekikDarah.com! was here!

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