Personally, I loved plastic , I give you few reason why.

1. I got more then 18 credit card under my name, I used 80% of them. The different is when and how I used them.

2. All my credit card is 0% interest, in other word I stooze them. I don’t used them If there is interest on them.

3. I used them on my own term, not at the banks term.

4. Finnally , I don’t pay my credi card with my own money, I got other people to thanks for that. That’s include my company , my tenant, my business partners and my assets. I never used my own money on liabilities , I only used my own money when it involved asset.

Asset = money in
Liability = money out

So don’t blame the plastic, blame the moron who failed math.

regards

Zaidi Ismail