Tip 1: Pay up 20 days after you swipe.
Tip 2: Pay up 20 days after you swipe.
Tip 3: Pay up 20 days after you swipe.
Alright, that should drill the concept of the latest Bank Negara even more debt-burdening regulation into everyone’s head. For example, let’s say you buy a piece of RM 2.10 Gardenia bread with your credit card at Tesco (I’m not sure if they’ll let you do that) on the 1st of August, you will need to make sure you pay off the RM 2.10 before 21st of August or prepare to eat your bread with interest-jam!
Now I have to keep track of each of my swipes and transaction dates. All my insurance autodebits and monthly installments that goes through my credit cards need to be cleared within 20 days. So much for convenience!
Well, time to cancel this useless plastic…
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