Quantcast
Meshio.com - Malaysia Personal Finance blog  






Commonly Asked Questions When Writing A Cheque

Posted in Malaysia Personal Finance |

Meshio\'s Blank Maybank Cheque

Question (Q): Forty or Fourty?
Answer (A): Forty.

Q: Ten Cent or Ten Cents?
A: Ten Cents.

Q: Thirty or thirthy?
A: Thirty.

Q: Can I write sen instead of cent?
A: Yes.

Q: Is it cheque or check?
A: “Cheque” if you are following the Brits, “Check” if you are following the Yankees.

Q: Will my unsigned cheque be used?
A: Yes, if that person can forge your signature.

Q: How much does each leaflet of cheque cost me?
A: 15 sen each.

Q: Can I use Chinese characters when quoting the figures in my cheque?
A: Yes, in most banks, Chinese characters is valid and recognized.

Q: Is it a good practice to pre-signed unused cheques?
A: Never, unless you really have to.

Q: What’s a bounced cheque?
A: That’s when you issue a cheque without sufficient fund in your bank account. Avoid issuing bounce cheques to stay in the banker’s good books.

Got anything to add?





You might want to read these too...
  • No related posts.



  • http://www.websitesolution.com Pin

    To get cash, write your name on the check. Cash check is accepted in the bank where you opened your account.

    Keep your figures close to each other and leaving no gap. Some people believe that empty space allows hacker to fill in more zero behind :)

  • http://www.unit-trust-investment.com Carson Ding

    A cheque (yes, i follow the Brits haha) has an expiry date… emmm is it 6 months from the date issued?

  • lobak

    Never write a cheque using someone else’s pen, they could easily swap the ink to water-based erasable ink. This will allow them to erase the amount while keeping your signature, then change to whatever amount they desire.

  • http://www.meshio.com yowchuan

    Pin, I wonder if you can try writing the cheques with dashes in between the words like:
    One-hundred-seventy-five-and-sixty-nine-sen-only

    Carson, yup, that’s quite important, never leave the cheque in the drawer too long…

    Lobak, I thought that only happens in the movie. I guess you can never be too careful!

  • agip

    Can we print the figure using printer?

  • http://www.meshio.com yowchuan

    By the way, do check out this cool online cheque tool:

    http://www.wangtool.com/helper_web.php

  • http://www.alantanblog.com/ alan tan

    it show error when access wang tool:
    Not Found

    The requested URL /helper_web.php was not found on this server.

    Additionally, a 404 Not Found error was encountered while trying to use an ErrorDocument to handle the request.

  • http://www.facebook.com/yowchuan Yowchuan Lee

    Alan, try this link instead:
    http://www.wangtool.com/Helper-Page-Online+Cheq…

    I think Siak Hooi (the webmaster) must have changed the structure of his website.

  • Ben

    Amount is RM103, 800.
    Is it One Hundred And Three? Or is it One Hundred Three Thousand?

  • Ben

    Amount is RM103, 800.
    Is it One Hundred And Three? Or is it One Hundred Three Thousand?

  • http://www.meshio.com/ Yow Chuan

    Ben, the rule I always use is to have the ‘and’ at the last numeric description.

    So, in your case, it will be ‘One hundred three thousand and eight hundred only’.

    Adding too many and’s can be confusing.

  • http://www.meshio.com/ Yow Chuan

    Ben, the rule I always use is to have the ‘and’ at the last numeric description.

    So, in your case, it will be ‘One hundred three thousand and eight hundred only’.

    Adding too many and’s can be confusing.

  • Nadia

    if my cheque amount is $348.80, can i write Three Hundred Forty Eight and Eighty Only, without cents? is it accepted?

  • http://www.meshio.com yowchuan

    It should be accepted if the numeric section is written correctly. Usually, it’s better to include the word ‘sen’ or ‘cents’ to avoid ambiguity.

  • http://www.meshio.com yowchuan

    One Hundred Three Thousand and Eight Hundred Only. And Ben, don’t forget to write my name correctly :-)

  • Ritashini

    can i write Rm5,100 as five thousand one hundred only?

  • Yowchuan

    I shouldn’t think that’s a problem. Alternatively it could be written as ‘Five thousand and one hundred only’. Another important part is to make sure the figures are written without any ways to add anything in between.

    Some would cross a vertical line before the decimals and have the decimals written above two x’s, if you know what I mean.