Ok, here’s an update on the Single Pricing Calculation which I promised ages ago. So, what’s the big deal with Single Pricing for unit trust investors in Malaysia?

It basically means there will be only ONE SINGLE price shown for each funds, and that’s the NAV (Net Asset Value) price. This is also the Manager’s BUY price. So what happened to the Manager’s SELL Price? How would you be able to know how much units you are getting for your investment?

Here’s a quick guide:

Actual Invested Amount = Invested Amount / (1 + Service Charge)

Using the above formula, let’s say you have RM 10,000 on hand, and you have the 3 following funds:-

(1) Global Annihilation Fund, service charge 7.00%, NAV Price RM 0.6542

If you invest in this fund, your total investment will be:

RM 10,000 / (1 + 7%) = RM 9,345.79

With RM 9,345.79, you will get 14,285.84 units of Global Annihilation Fund.

(2) Balanced on the Fence Fund, service charge 3.00%, NAV Price RM 0.4500

If you invest in this fund, your total investment will be:

RM 10,000 / (1 + 3%) = RM 9,708.74

With RM 9,708.74, you will get 21,574.97 units of Balanced on the Fence Fund.

(3) James Bond Fund, service charge 0.05%, NAV Price RM 0.2500

If you invest in this fund, your total investment will be:

RM 10,000 / (1 + 0.05%) = RM 9,995.00

With RM 9,995.00 , you will get 39,980.01 units of James Bond Fund.

And that’s the basic calculation for Single Pricing. So the information you will need to calculate your total investment value is the NAV price and the Service Charge/Sales Charge.

You can drop your question regarding the Single Pricing Calculation here at the comment section!

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