Came across this interesting piece of advice from Jaselee.com on managing your plastic…
1. Plan your budget. Make notes on your monthly spending and discard those you think you can live without.
2. Define your limit. After you’ve seen your monthly bill, make a strong mental note on your limit. For example, after deducting your groceries, you still have roughly about 200 bucks to spend for the month.
3. Make sure you quickly make your payment. Most of the credit card has 0% balance transfer(s) and so on and you can make use of this to make sure you pay your debt in time.
If there’s another tips, I would say it’s:-
6) Keep your credit cards separated from your wallet. Only use your credit card when you really need to, and not out of convenience, because the convenience is often too heavy a price to pay when it’s accidentally abused.
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