The Credit Counseling and Debts Management Agency has just opened it’s service to the public today (18th April 2006). The following are the services available totally free of charge!

• Counselling and advice on financial management
  Provide you with counselling and objective advice on financial budgeting, money management and credit related issues including helping you develop a budget to manage your expenses.
• Debt management programme
  Work with you to develop personalised debt repayment plans in consultation with your financial services providers. These plans will help you to repay your debt(s) and regain financial control.
• Financial education
  Education programmes and materials, in particular on the proper use of consumer credit and basic money management skills as well as tips on how to use credit responsibly will also be provided.

For more information, visit CCDMA’s website at http://www.akpk.org.my/If you have always been haunted with nightmares from your credit card companies, it’s time to give this debt-busters a phone call.

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