Quantcast
"Go out there and make a lot of money, but come back with a clear conscience."
Yowchuan

Meshio.com

a Malaysia personal finance blog

Forum Bookstore Articles Services Email Me Disclaimer






A Malaysian’s Life…

I plucked this off “verbatim” from a buddy’s blog. This is too hilarious not to be passed on…(and the sad thing is, it’s truthfully hilarious)

< --article starts here-->

Life as a Malaysian

The cost of living in each country (especially UK and Europe) based on what you earn in the respective country and whether the standards are higher than in Malaysia.

I tried to point out that many Malaysians always convert and that is why they say the UK is expensive. In fact, the cost of living is much cheaper than in Malaysia.

In actual fact, Malaysians are being conned because for such a rich and resource rich country, the pay in Malaysia is way too low compared to the cost of living and inflation.

One good example is Singapore.
Singaporean’s (average) earns around S$3000 to S$4000 and nearly everything is half the price of Malaysia. E.g. Clothes, computer parts, electronics etc.
But the average Malaysian still earns RM2000 plus and goods are double the price of Singapore.

This is the same as the UK. If you earn around 2000 pounds, you can liken this to the person earning RM$2000 in Malaysia. I give you some examples below. Maybe you can understand.

1) Good terrace house

It is more or less the same. If you want a house in KL, it would most probably be in Puchong and not Damansara Heights. So your house would be RM200,000. In UK, you can get a decent new house in Zone 6 (still within the tube) for 200,000 pounds.

If non London, you can get a nice house also for less than 200,000 pounds outside London. The same also applies to buying a house in Seremban, Kajang etc. You can buy a nice house for RM200,000 below.

So buying a house is the same for the local and the Malaysian.

Renting a place is the same too or maybe cheaper than in Malaysia (I am Not sure of this). A 2-bedroom flat in London is about 750 pounds (Zone 2). 500 pounds outside Zone 6 but still able to commute to London. A 2-bedroom house in Nottingham is 450 to 500 pounds. A 3-bedroom house in Belfast is about 300 pounds.

2) A car

A good Wira is RM55,000. Most Malaysians have to take 7-year loans and be in debt all the time. If you are earning RM2000 a month, you take nearly 3 years saving the RM2000 with not eating at all just to buy a Wira.

In UK, the average local earns about 2000 pounds. He saves 3 months, he can buy outright a good Ford Fiesta or a Vauxhall Corsa without being in debt.

If buying a second hand car, even better. A 1990 Mercedes 190E cost 500 pounds. My 1996 Mercedes E220 cost 2000 pounds. My friend just gave me his 1989 Honda Accord (Auto) for free because he said he could only get 30 pounds for it.

I used it for a few months and decided to give it of for free too. That alone speaks for itself.

Even if you are kuli or an office boy, you still can drive a Mercedes or a BM. Yes, kuli’s and office boy’s get paid quite well.

Average temp/office boy in London can earn about 7 to 10 pounds and hour. Overtime is 1.5 times or double. A brick-layer can earn 20 pounds an hour.The same Indon who lays bricks in Malaysia earns RM$50 for the whole day.

Before I became a doctor, I used to be an office boy and I earned near 300 pounds a week working about 70 hours a week. My makan was 30 pounds a week. My rent was 70 pounds a week for a room but I still drove a BMW back then. I bought the 10-year old BMW 3 Series car for 200 pounds. Amazing how an office boy can drive a safe and luxurious car.

3) Petrol.

For a UK person earning 2000 pounds, 89.7 pence a litre/gallon is cheaper than RM1.92 paid in Malaysia. If you don’t convert, it is like paying 90 sen a litre in Malaysia

4) Shopping

20 pounds (which is 1% of 2000 pounds) can buy you 1 week’s worth of groceries in Tesco.
RM$100 (which is 10% of RM$2000) can also buy you 1 week’s worth of groceries in Tesco, Giant or Carrefour.

5) Utility Bills

(This is what I pay in UK)
1. Virtually non-stop heating the whole day only 20 pounds a month. (Only 1% of the 2000 pounds earned)
2. Electricity, I use my electricity maximum only 20 pounds a month. (Only 1% of the 2000 pounds earned)
3. My water bill also comes to about 20 pounds a month (Only 1% of the 2000 pounds earned)
4. My Internet ? I get 2Mbps for about 25 pounds (Bulldog DSL) (Also slightly above 1% of the 2000 pounds earned)
5. Astro Equivalent (NTL cable or Sky) ? 30 pounds per month (Also slightly above 1% of the 2000 pounds earned)

In Malaysia, this is what I used to pay
1. Tenaga Bill comes to RM$200 to RM300 a month with 3 air-cons. This is more than 10% of the RM$2000 earned)
2. Water (Puas) comes to RM$40 (This is about 2% of the RM$2000 earned)
3. Astro RM$100 (if you take Chinese package) (This is about 5% of the RM$2000 you earn)
4. Internet Streamyx 512K RM 88 per month (This is about 5% of RM2000 you earn)

6) Books

A good book is about 10 to 15 pounds in the UK. This is less than 1% of The 2000 pounds you earn. In Malaysia, you have to spend RM$75 to RM$100 for a decent book in MPH or Kinokuniya in KLCC. This is about 5% of the RM2000 ringgit you earn.

7) Education

I think it is about RM$20,000 per year to do a degree in Sunway Monash and> about RM$12,000 per year to send your kid to UM, UKM, USM etc. I am not sure about this.

But in UK, it is only 3000 pounds a year to send your kid to a great university. That also, the white man still makes a lot of noise because The grants were taken away. Previously, it was virtually free for the English man to send his kid to university but now, since the grant was taken away, he has to spend 3000 pounds per year to send his kid to university and less money to get drunk in the pub.

Well, if you are earning RM$2000 ringgit, sending your kid to UM to study is quite difficult. If you are earning 2000 pounds per month, you can easily send you kid to university in the UK.

Even worse for the poor non bumi’s not given a place in local university. Even if they can afford, they won’t get a place because of the quota system. Unfortunately, the Chinaman and the Indian who gets 5A’s in STPM have to be sacrificed and not given a place to let the Malay fellow with
2E’s and 3 Fail’s to enter the Medical Faculty or Law Faculty.

So the non-bumi’s have to save RM100,000 per year to send their kid to the UK. In the UK, at least the white man still can go into university based on results and merit and only pay 3000 pounds per year.

8) Luxuries

Panasonic Plasma TV in Malaysia about RM20,000. If you are earning RM$2000 a month, memang mahal! You have to save 2 years your monthly salary to buy it. In UK, the same Panasonic ironically, Panasonic plasma is made in Japan and Japan is close to Malaysia, so the plasma should be cheaper in Malaysia) is only 2000 pounds. And this is only 10% of the 2000 pounds earned.

9) Health

NHS is free. Though the service is slow, quality is still there. You still can get a top quality by-pass for free although you may have to wait many months. In Malaysia, IJN charges RM$30,000. SJMC charges RM$50,000. GH is free but as many people know, GH and UH have clown doctors. For example doctors who wear tudung and use a pen to touch the patient because scared dosa.

10) Assessments to local councils

I may pay high council tax but at least my council assures my streets are clean and safe, got no holes (pot holes) on my roads, and they jump and attend to me whenever I call them. When I stayed in Malaysia, I paid my assessment and quite rent but MPSJ (I lived in Subang) told me to “podah” whenever I asked them to come and fill up the pot holes, cut the long lalang, put street lighting etc.
The councils, especially MPPJ and MPSJ, were more interested in eating Nasi lemak and going for 10 teh tariks in a day during office hours and hardly did anything for their residents.

11) Income Tax

My national insurance and income tax also is not wasted. When I was unemployed in 1997, the government via social security paid for my 2-bedroom flat for one whole year and I was given about 100 pounds per week for me and my wife to live on. I am happy to know that one day if I lose
My job, I can still claim social security and get my apartment paid and food to eat again for free. It is a good security to know.

All, the list goes on. Here alone you can see, the sterling they earn goes a long way in the UK. So their quality of life is far better in the UK than a Malaysian in Malaysia. It is just that Malaysians are just too content with what they have. But you compare apple for apple.

The British just love to complain. They have it made but still they love To complain. Nothing is good enough for the British. The government gives the citizens so much but they still seem to want more and more.

Written by,
Dr Zain Azrai
London

< --article ends here-->





You might want to read these too... Comments
  • wow I never know that live in Malaysia can be that costly.
  • tan
    after read this article,i think i will consider to move to UK if everything is ok settle. can save a lot money alone can make me happy. In, KL working really cant save money.

    get tight and tight now after everything increased price now. the gap become bigger now. Malaysia,make me dissapointed.
  • Well, for such a site as this, i think basic economics will explain why the prices are such. The law of supply dictates that the larger the supply, the lower the price... that's whylah our salary is soooo low. the reason why salaries are much higher in uk is not because bosses there are much more generous, its because if they don't pay 300pounds a week for that office boy, no one will be an office boy... too many malaysians are in the executive working class in malaysia, thus the salary is bound to remain at around rm2000 for a long time to come..

    why not do something which other malaysians can't. brain and heart surgery comes to mind :) hence the reason those jobs pay big bucks...
  • "First World Infrastructure, Third World Mentality".

    I think our PM summarized the entire Malaysian dilemma in that short sentence.
  • root
    increase salary comes together with increase price....

    what the use ? maybe calculator and computer work harder to crunch numbers. See Turkish and Indo $$$.
  • John
    Well, only people with a certain level of intelligence (no offence and no pun intended) will understand this. Others will just be ignorant and believes what some people say about the living standard here and abroad.
  • overall of the story is.. plz do increase salary... hehe..
  • Kenny
    Pathetic life as destined, if I were born in Africa..... Certainly no luck even just see this article to realise the world I live in.
  • Yeah, read this before. Malaysia looks like a sinking ship...Yet some people still go "Baguslah harga kereta turun, memandangkan harga 'minyak' dah naik, eloklah tu..." ignorantsonofab***h.
  • lol, Malaysia is really bad. If I be an astronomer, I am sure I will imigrate to Chile for its superb clear sky. :D
  • Kim ,if you say that about your country what can I tell my Moroccan friend ,who was there,and told me about his short living there,...
blog comments powered by Disqus





$1.00 lesbian sistas $10 dolor lesbians 08 spring break lesbians 0ver 50s lesbians 1 800 lesbian 1 800 lesbian numbers 1 by day lesbians 1 free black lesbian pic 1 guy 15 lesbians 1 guy and 2 lesbian pics 1 lesbian eniva photographs 2 1 lesbian porn 1 lesbian sex site 1 naked 1 not lesbian 1 on 1 lesbian porn 1 on 1 lesbian sex 1 time lesbian sex 1.00 lesbian sites 1.00 lesbian trail 1.00 lesbian trial 1.00 teen lesbian 10 best lesbian movies 10 dollar lesbian 10 dollar lesbians 10 dollare lesbians 10 dollor lesbians 10 dolor lesbians 10 fetish cams lesbian 10 fetish webcam lesbian 10 girl lesbian orgies 10 lesbian orgy 10 lesbians fucking 10 mb lesbian gay sex 10 mb lesbian gay sex porn 10 min lesbian sex porn video 10 minute clips of lesbian scenes 10 minute free lesbian movie clips 10 minute lesbian 10 minute lesbian videos 10 old lesbian 10 reasons lesbians are hot 10 reasons to date a lesbian 10 ten best lesbian porn 10 way lesbian group sex 10,000 lesbians tshirt 10-year old lesbians 100 first time lesbians 100 free anime lesbian sex 100 free anime lesbians porn videos 100 free black lesbian videos 100 free full length lesbian movies 100 free hardcore lesbian movies 100 free hardcore lesbian porn 100 free lactating lesbians 100 free lesbian 100 free lesbian chat 100 free lesbian chat rooms 100 free lesbian dating 100 free lesbian dating sites 100 free lesbian dildo video 100 free lesbian facesitting videos 100 free lesbian gaping ass 100 free lesbian masturbation stories 100 free lesbian movie 100 free lesbian movies 100 free lesbian personals 100 free lesbian pictures 100 free lesbian porn 100 free lesbian porn videos 100 free lesbian porn vids 100 free lesbian presonal sites 100 free lesbian prision pen pals 100 free lesbian prison pen pals 100 free lesbian sex movies 100 free lesbian sex stories 100 free lesbian sex videos 100 free lesbian smut 100 free lesbian teen porn 100 free lesbian thumbnails 100 free lesbian video 100 free lesbian video clips 100 free lesbian videos 100 free lesbian webcams 100 free lesbians erotic stories 100 free lesbians erotics stories 100 free lesbians pussy licking pics 100 free lesbians sisters having sex 100 free porn lesbian 100 free pregnant lesbians 100 free psp big tits lesbians 100 free teen lesbian porn 100 free teenage lesbian porn 100 free uncensored lesbian porn videos 100 greatest lesbian movies 100 greatist lesbian movies 100 lesbian sex 100 lesbians dating personals 100 lesbians erotic sex stories 100 lesbians erotic stories 100 lesbians free erotic stories 100 lesbians in bed 100 lesbians personals 100 lesbians sex stories 100 percent free lesbian pics 1000 lesbian clips 1000 lesbian movies 1001 ways to make lesbian love 100ree lesbian video downloads 101 cams lesbian spy 101 lesbian love positions 101 lesbian lovemaking positions jude schell 101 lesbian sex 101 lesbian sex positions lesbian stories 101 web cams lesbian spy 11 minutes of lesbian sex 12 age lesbian 12 and under lesbian porn 12 written lesbian girl stories 1215 babes lesbian 13 and lesbian 13 lesbian old 14 15 lesbians 14 age lesbian porn 14 lesbian girls bus 14 lesbian porn 14 rear old lesbians 14 tear old lesbian 14 tear old lesbian sex 14 teen year old lesbians 14 teen years old lesbian videos 14 teen yearsold lesbian videos 1440 x 900 lesbian pictures 1440x900 lesbian pictures 15 10 lesbian movies 15 asian hardcore lesbian 15 inch strap on lesbian 15 lesbian girls 15 lesbians in the back door 15 minute free lesbian porn video 15 minute lesbian pool sex video 15 minute lesbian pool video 15 minute videos of lesbian sex 15 minutes free porn lesbian 15 strap on lesbian 150 lesbian teen pussy pics 16 and under lesbians 16 lesbian porn 16 teen year old lesbians 16-year-old chicks lesbians 16th century lesbians 17 tahun lesbian 17 under lesbians 18 and 19 lesbians 18 and 19 lesbians videos 18 and l lesbian 18 and lesbian 18 and lesbians 18 and lost in asia lesbian 18 and over lesbian clubs 18 and over teen lesbian 18 carrisa lesbian 18 honeys lesbian threesome 18 jennifer lesbian 18 lesbian schoolgirls 18 lesbian sex 18 lesbian site 18 lesbian strap on 18 lesbian strap on school girl 18 lesbian strap on schoolgirl 18 lesbian video 18 lesbian voyeur 18 mature lesbian 18 month pregant lesbians 18 older with miffs lesbians 18 plus teen lesbians 18 schoolgirl lesbian 18 schoolgirl lesbian strap on 18 strap on lesbians 18 teen lesbian 18 teen wet lesbian 18 teen year olds lesbians 18 virgin frist time lesbian 18-30 xxx lesbians 1920 lesbian pictures 1920 s lesbian fashion 1920 s lesbians 1920s french lesbians 1930 s lesbian 1940 lesbian pictures 1940 lesbian women in sports 1940 s lesbian 1940 s lesbians 1950 lesbians pics 1950 s lesbian 1950 s lesbian bookcover 1950 s lesbian novels 1950 s lesbians 1950s famous lesbians 1960 s lesbian 1960s lesbian films 1960s lesbian films and grindhouse 1970 and 1980 lesbian movies 1970 and 1980 lesbian porn movies 1970 lesbian pornagraphy 1970 lesbian therapist los angeles 1970 s lesbian 1970 s lesbian intergen 1970 s lesbian intergeneration sex 1970 s lesbian porn 1970 s lesbian sex 1970s lesbian sex 1976 lesbian scene 1977 lesbian scene 1978 lancaster ca seeking women lesbian 1980 lesbian porn films 1980 lesbian western 1980 s lesbian 1980 s lesbian pictures 1980 s lesbians 1980 s out lesbians 1990 s lesbian 1990 s lesbian themed american movies 1992 gas food lodging lesbian 19th century lesbian 19th century lesbian culture 19th century lesbian pain 19th century lesbian photo 1by day lesbians 1free lesbians stories 1guy and 2 lesbian pics 1on1 lesbian porn 1st lesbian experiance 1st lesbian experience 1st lesbian experience 9 1st lesbian experience becky christine mostrain 1st lesbian experience lezley zen 1st lesbian experience passwords 1st lesbian experience with man 1st lesbian experince 1st lesbian expirence 1st lesbian kiss 1st lesbian lapdance 1st lesbian sex 1st lesbian sex stories 1st lesbians sex 1st time couples lesbian sex video 1st time lesbian 1st time lesbian free 1st time lesbian friends 1st time lesbian game 1st time lesbian movies 1st time lesbian porn 1st time lesbian sex 1st time lesbian stories 1st time lesbian storiesstories 1st time lesbian story 1st time lesbians 1st time lesbians hunter 1st time lesbians porn 1st time lesbians sex 1st time lesbians trailers 1st time lesbians vidios 1st time teen lesbians 1st timer lesbian stories 1st times lesbians 2 black lesbians fuck video 2 black lesbians fucking video 2 blond lesbian 2 blonde lesbian playmates 2 blonde lesbians 2 blonde lesbians in a bathroom 2 blondes in hot lesbian action 2 brunettes lesbian fucking 2 cop lesbian 2 cop lesbians 2 drunk lesbians 2 drunk lesbians fuck 2 ended anal lesbians 2 girl lesbian make out 2 girls 1 cup lesbian 2 girls and lesbian teacher video 2 girls lesbian 2 girls lesbian diaper spanking 2 girls one shemale lesbians 2 girls shemale lesbians 2 hentai lesbians 2 horny lesbians 2 hot lesbian girls 2 hot lesbians 2 hot lesbians having hardcore sex 2 hot lesbians in lingerie 2 hot lesbians kissing and touching 2 hot lesbians licking 2 hot lesbians touching each other 2 kurdish lesbians fucking 2 large boob lesbians 2 lesben lesbian 2 lesben lesbian carmen and jenna 2 lesben lesbian movie 2 lesbian and 1 guy 3some 2 lesbian blondes having sex 2 lesbian college girls 2 lesbian couples kissing 2 lesbian girls 2 lesbian girls clip 2 lesbian girls erotic dance 2 lesbian girls mpgs 2 lesbian lovers one man 2 lesbian milfs having sex 2 lesbian sisters 2 lesbian sisters band 2 lesbian sisters band teagan 2 lesbian sisters having sex 2 lesbian sisters having sexx 2 lesbian teenage girls 69 eachother 2 lesbians 1 cup 2 lesbians 1 dildo 2 lesbians 69ing and getting banged 2 lesbians and a cup 2 lesbians and a dick 2 lesbians and a dog bestiality 2 lesbians and a guy 2 lesbians and cup 2 lesbians and teacher 2 lesbians and teacher video 2 lesbians birthday in car 2 lesbians comic 2 lesbians cunt crunching 2 lesbians cup 2 lesbians dog 2 lesbians dog mpeg 2 lesbians doing it 2 lesbians fisting 2 lesbians french kissing videos 2 lesbians fucjing each other movie 2 lesbians fuck a dude 2 lesbians fuck each other 2 lesbians fucking 2 lesbians fucking each other movie 2 lesbians getting it on 2 lesbians go at 2 lesbians going at it 2 lesbians hardcore fucking 2 lesbians have fun 2 lesbians haveing sex with strap-on 2 lesbians having orgasims 2 lesbians having sex 2 lesbians having sex naked photos 2 lesbians having sex neked photos 2 lesbians having sex video 2 lesbians having sex with strap-on 2 lesbians in a car 2 lesbians in a kitchen redtube 2 lesbians in pool 2 lesbians ina car 2 lesbians kissing 2 lesbians kissing and having sex 2 lesbians kissing videos 2 lesbians kissung 2 lesbians licking 2 lesbians move on tatiana 2 lesbians on a bed 2 lesbians on vacation 2 lesbians play with dick 2 lesbians scissor 2 lesbians scissor orgasm 2 lesbians scissoring 2 lesbians scissoring by fireplace 2 lesbians shoving a dildo 2 lesbians slowly stripping each other 2 lesbians slowly stripping eachother 2 lesbians slutload big tits 2 lesbians slutload small pointy tits 2 lesbians stripping videos 2 lesbians tatiana 2 lesbians teachers 2 lesbians teachers kissing 2 lesbians titty fuck 2 lesbians tongue kissing videos 2 lesbians touching 2 lesbians with a dick 2 lesbians wrestling fuck 2 lips lesbian 2 lips teen lesbians 2 little girl lesbian 2 little girl lesbians 2 mature lesbian fucking ass 2 minute lesbian clip 2 naked lesbians 2 naked lesbians fucking 2 nude lesbians in shower 2 preggo lesbians 2 pregnant lesbians 2 sexy lesbians 2 sexy lesbians in shower 2 sexy mature lesbians 2 sexy naked lesbians kissing 2 sister lesbians 2 students punished lesbian 2 students punished lesbian teacher video 2 students punished lesbian video 2 teen lesbian girls video 2 teen lesbians 2 teenage lesbians 2 toys lesbian 2 way lesbian dildo 2 webcam girls lesbian 2 webcam girls lesbian ivdeo 2 webcam girls lesbian video 20 lesbian orgy 20 lesbians having sex 20 minute lesbian sex videos 200 pound lesbians 2005 french lesbian horror movie 2005 sapphic erotica lesbians 2005 sapphic erotica lesbians kissing 2007 email addresses of polish lesbians 2007 gay lesbian census 2008 lesbian online dating sites 2008 lesbian orlando places to stay 2008 lesbian porn 2008 lesbian site 2008 olympics lesbian pics 2009 gay lesbian events 2009 lesbian calendar 2009 lesbian calendars 20min lesbian fuck video 20min lesbian video 24 7 bdsm lesbian slaves 24 7 housemaid lesbian submissive 24 7 lesbian 24 7 lesbian domination 24 7 lesbian sex 24 7 lesbians 24 7 slave lesbian 24 free sex lesbian sex 24 hour fitness gay lesbian 24 lesbian sex 24 minute lesbian sex video 24 season 1 lesbians 247 lesbian sex 25 old lesbians 2adultflashgames lesbian nurses video 2sexy lesbians in shower 2way lesbian dildoing 3 blonde lesbians 3 blonde lesbians fucking 3 blone lesbians fucking 3 blone lesbians fucking videos 3 day access lesbians pussy 3 day lesbian porn 3 horny teen lesbians 3 horny virgin teen lesbians 3 hot lesbian milfs 3 hot lesbians 3 hot lesbians fucking 3 hot lesbians kissing 3 hot rollerblading lesbians 3 lesbian babes 3 lesbian orgy 3 lesbian pics 3 lesbian porn 3 lesbian roommates 3 lesbian schoolgirls 3 lesbian schoolgirls the best 3 lesbian teen 3 lesbian wild orgasm 3 lesbians aand teen 3 lesbians at the beach 3 lesbians catfight 3 lesbians eating each other out 3 lesbians eating eachother out 3 lesbians fucked 3 lesbians fucked by man 3 lesbians fucking 3 lesbians having sex 3 lesbians in a bed 3 lesbians kissing Buy Pharmacy Online 3 lesbians licking each other 3 lesbians make out video 3 lesbians making out 3 lesbians on a bed 3 lesbians on a pool table 3 lesbians orgy 3 lesbians sex 3 lesbians sex fight 3 lesbians strip 3 lesbians strip each other 3 lesbians stripping each other 3 lesbians tits 3 lesbians video 3 old lesbians 3 on 1 lesbians 3 questions ask a lesbian 3 sexy horny lesbians 3 sexy lesbians boobs 3 sexy lesbians in shower 3 sexy lesbians licking pussy 3 sexy teen lesbians 3 some lesbian