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A friend shared with me yesterday something quite precious. It’s something I felt that we can apply it in the little things of life as well as for overcoming obstacles and challenges in our relationship and working life.

1) Have Confidence
This is where it all begins- in yourself. This is the basis of all big adventures, this is where you muster up your courage to begin your first step in the thousand miles journey (yeah, let’s not drive there, where’s the fun in that?) You must 100% believe in yourself and seeing yourself coming out of this challenge alive and kicking. Dig a 70-foot foundation and you will be virtually unshakable.

2) Set Clear Goals
Many of us set goals, but blurry goals it is. Or we set too many of those “Ultimate Goals” or “Virtually Unreachable New Year Resolutions”. The idea is to make goals you can focus on and be very realistic about it. If you are earning RM 2,500 a month now and you aspire to be a millionaire by end of next year, you are not setting goals, you are fantasizing.

3) Be Determined
It’s all too easy to be distracted. Determination is where your will power kicks into action. It’s how you filter out the discouragements and distractions, and how you strengthen your will with encouragements from others.

4) Perseverance
How long can you last? As the word suggest, you have to persistence across time. Though it sounds like Determination, but it’s more towards the durability and endurance level of your will power.

To put these points into context, let’s take financial freedom as an example:

Goals: To be Financially Free which also sometimes means “I Want to Work for Myself”

1) Have Confidence
You must believe in yourself that you can be financially free. Nothing can help you achieve it until you start telling yourself you can do it. There will be challenges ahead, but if you believe that you can be financially free, you will find ways to deal with them later.

2) Set Clear Goals
I am sure you have often heard without actually visualizing your goals, it will be very difficult to start planning your strategies, let alone reach it. (It’s much worse to not have any goals at all!)

Set measuarable and qualitative (goals that you can realistically achieve) goals:

i) clear my credit card debts in 5 months
ii) allocate 25% of my income into a “permanent” savings account (one without an ATM card)
iii) increase my networth by getting higher certifications/learning new skills so that I will be worth 50% more in the job market

3) Be Determined
Let not the Mega Sales distract you. Let not the 0% instalments impulse you. Let not the LOW DOWN-PAYMENT soften you. Be firm on your stand against all these odds. Yes, the mass media has control over us, we cannot switch them off from the outside, but we can switch them off from within.

4) Perseverance
Enough said, it’s going to be a long and windy road. If it’s easy, everyone would have been financially free. If it’s easy, then it might not be a worthy goal in the first place. Let the trials of time grind you. What doesn’t kills you only makes you stronger!

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